Rob and Judy Fair Chiropractic - Your Path to Wellness

Why We Don’t Accept Insurance

(And Why That’s Actually a Good Thing for You!)

At our chiropractic and acupuncture practice, we’re focused on providing thoughtful, personalized care—without unnecessary barriers. One of the ways we stay true to that mission is by choosing not to contract with health insurance companies.

We know this might feel unusual, so here’s a look at why we’ve made that decision and how it benefits you.

Insurance Often Gets in the Way of Great Care

Many insurance plans require pre-authorizations, limit the number of visits, or impose policies that dictate what kind of chiropractic care you can receive and when. We believe that decisions about your health should be made by you and your provider—not by an insurance company.

You Deserve Personalized, Flexible Care

When we’re not restricted by insurance rules, we’re free to focus on what matters most: you. That means your care plan is based entirely on your needs, goals, and progress—not someone else’s checklist. Whether you’re coming in for pain relief, injury recovery, or general wellness, we’ll build a plan that fits you—not your insurance policy.

Less Paperwork. More Focus on You.

Insurance billing often leads to delayed payments, reduced reimbursements, and mountains of administrative work. By choosing to stay out-of-network, we spend more time on what we love: helping you feel better and move better.

Transparent Pricing, No Surprises

We believe in clear, upfront pricing. In fact, many patients find that our rates are comparable to (or lower than) their insurance co-pays or deductibles—especially with high-deductible plans. No confusing bills. No surprise fees. Just care you can count on.

We Gladly Accept HSA/FSA Cards

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you’re welcome to use it for your visits! Although we don't accept debit cards, we will process HSA/FSA cards in-office making it easy to invest in your health using pre-tax dollars.

Can I Still Use My Insurance?

While we don’t bill insurance directly, we’re happy to provide a superbill or detailed receipt for you to submit to your insurer if your plan includes out-of-network benefits. You are also welcome to pay using your HSA or FSA account.

Have questions? We’re always here to help you understand your options and make confident choices about your chiropractic care. Please feel free to call/text us 724-681-6469.